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Carts and Hand Trucks - Privacy Policy

Suppose the existence of 2 companies of truck factoring. A and B, to be original. Each has $ 100000 in its accounts receivable. Both are in need of cash to grow your business. A company decides to get the cash through a bank loan. Let's assume in this simple example that Company A gets the loan and after 12 months is forced into a new loan to continue the growth of its business.

The only way that the bank considers the possibility of loan is that Company A has complied with the agreed payments from the original loan on time and without delay, which has demonstrated through its financial statements previously promised growth and have reached the rates and terms and indexes required by the Bank. Still, there is not any assurance that the Bank take a little risk in a new opportunity for credit.

Visit to the Company B, which after having tried to obtain bank loan for the first time, it was not approved. So they decided to visit Pedroza Capital Group. So Company B gave the accounts receivable by $ 100000 to PCG. And month after month, they were repeating the operation, which generated a cash flow of $ 1200000 after those 12 months. ($ 100,000 per month for our example)

Company B used the money to increase their sales, improve inventory cycles, and found its reward in a manner consistent with sustained growth, without having engaged in debt or have jeopardized the Company.
After 24 months, the Company B decided to return to the Bank for a loan far more significant as a result of sustained growth and received preferential treatment by the Bank with very favorable conditions in rates and market conditions.